Buying Costs Calculator
Calculate taxes and fees when buying property in Spain
Buying property in Spain involves taxes and fees on top of the purchase price. The exact amounts depend on whether you are buying a new build or resale property, the region, and whether you need a mortgage. This calculator gives you an approximate breakdown of all one-time costs.
New builds pay IVA (10%) + AJD (stamp duty). Resale properties pay ITP (transfer tax) which varies by region. If financing, additional mortgage setup costs apply.
One-Time Costs
Taxes
Legal & Administrative
Typical Annual Running Costs
These are approximate ranges. Actual amounts depend on your property, municipality, and community.
These calculations are estimates only. Actual costs may vary depending on individual circumstances, property details, and current regulations. Please consult a qualified professional for accurate figures.